Terms of Use

These terms apply to this website, which is operated by Al Qadri Ventures (SSM No: SA0616806-T), Bandar Puncak Alam, Selangor, Malaysia. By using the site you accept these terms. If you do not accept them, please do not use the site.

1. General information only

The content on this website describes our services in general terms. It is not accounting, tax, legal, financial or takaful advice, and it should not be relied on as a substitute for advice on your own circumstances.

Reading this website does not create a client relationship. We take on work only under a written engagement, after we have considered your situation and agreed the scope and the fees.

2. No guarantee of outcome

Accounting, tax and takaful outcomes depend on the facts, on the documentation available, and on decisions taken by third parties such as LHDN, SSM and licensed takaful operators. We do not guarantee any particular result, saving, refund or approval.

3. Fees and quotations

Fees depend on the size of the business and the volume of transactions, as described in the FAQ on our site. General takaful quotations are provided free of charge, but some products require information to be underwritten before a quotation can be issued. Any quotation or estimate we give is valid for the period stated in it.

4. Takaful and insurance products

General takaful and insurance cover is underwritten by licensed operators. Cover is always subject to the terms, conditions, exclusions and limits of the relevant certificate or policy, and to the operator's decisions on acceptance, pricing and claims.

5. Intellectual property

The text, layout, logo and other content on this site belong to Al Qadri Ventures or are used with permission. You are welcome to read the site and share links to it, but you may not copy, republish or use our content or branding for commercial purposes without our written consent. Third-party names and marks remain the property of their owners.

6. Client testimonials

Client testimonials are published with consent and describe that client's experience at the time it was given. They are not a prediction or a guarantee of the outcome you will receive.

7. Links to other sites

We link to third-party services such as WhatsApp, Facebook, Instagram and Google Maps. We do not control those sites and are not responsible for their content, their availability or how they handle your data.

8. Availability and accuracy

We aim to keep the information here accurate and the site available, but we do not promise that it will always be error-free or uninterrupted. We may change, move or withdraw content at any time without notice.

9. Limitation of liability

To the extent permitted by Malaysian law, we are not liable for any loss arising from reliance on the general information published on this website, or from your use of, or inability to use, the site.

10. Governing law

These terms are governed by the laws of Malaysia, and the Malaysian courts have jurisdiction over any dispute relating to them.

11. Changes and contact

We may update these terms from time to time; the version published here always carries the "last updated" date shown above. Questions about these terms can be sent to alqadriventures@gmail.com or 011-5659 9050.